Yeah, this is going to go over GREAT when you propose it to your wife.

A new study found instead of investing in your 401k, mutual funds, stocks, gold, soy futures, or your nephew’s startup, the SMARTEST thing you can invest your money into is: LEGOS. No, really.

Lego is constantly retiring its sets, which makes them become rare and valuable. Their prices go up a very steady and predictable 12 percent year over year. That’s a much better and more predictable return than any of the traditional investing methods.

Of course, there are some catches. One, if the market ever drops out for Legos like it did for something like Beanie Babies, you’re BEYOND screwed. And two, even worse, you have to keep the Legos sealed in the box and not play with them.

But if you’re looking to diversify your portfolio, you could do a lot worse than snapping up some “Star Wars: The Force Awakens” Lego sets. Maybe you’ll even get the joy of ripping one out of a child’s hands in the aisle at Target.